{"id":4844,"date":"2020-01-28T08:00:00","date_gmt":"2020-01-28T16:00:00","guid":{"rendered":"https:\/\/cedarrockfinancial.com\/?p=4844"},"modified":"2022-04-29T10:55:48","modified_gmt":"2022-04-29T17:55:48","slug":"rrsp-tips-tricks","status":"publish","type":"post","link":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/","title":{"rendered":"RRSP Tips &#038; Tricks"},"content":{"rendered":"<div class=\"cta\" style=\"background-image: url('https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-content\/uploads\/2022\/01\/Asset-4.png');\">\r\n    <button id=\"cta-close\" aria-label=\"Close CTA\"><\/button>\r\n    <div class=\"cta__content\">\r\n                    <a href=\"https:\/\/cedarrockfinancial.com\/tmp\/staging\/retirement-planning-ebook\/\" target=\"_self\">\r\n                        <h2><strong>Download Our Free Retirement Guide today<\/strong><\/h2>\n        <span>Learn More<\/span><\/a>    <\/div>\r\n<\/div>\n\n\n<p>This article was reviewed by\u00a0<a href=\"https:\/\/cedarrockfinancial.com\/tmp\/staging\/about-us\/chris-singer\/\">Chris Singer, CFP\u00ae<\/a>.<\/p>\n\n\n\n<p>Do you look forward to getting a tax refund based on RRSP contributions made during the year? Most people simply spend their tax refund on \u201cfun\u201d things like a vacation or shopping each year instead of maximizing its full potential. If this sounds like you, you\u2019re missing out on some valuable savings opportunities!<br><br>You likely already know <a href=\"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-guide\/\">that making RRSP contributions is a great way to both save for the future and reduce your annual tax bill<\/a>, but here\u2019s how to really maximize your RRSP contributions:<br><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Increase your rate of return immediately&nbsp;<\/h2>\n\n\n\n<p>Use your annual tax refund to pay down higher interest rate debt, and you\u2019ve just achieved a fabulous rate of return. Here\u2019s another way to think about it \u2013 if the interest rate on your debt is 19%, just by paying it off early you\u2019ve freed up that extra cash that would have gone towards interest payments, but can now be deployed elsewhere to MAKE you money instead of costing you.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Make it a Double Whammy&nbsp;<\/h2>\n\n\n\n<p>If you use your income tax refund to make an <em>additional<\/em> RRSP contribution (assuming you have enough contribution room for the year), you\u2019ve just saved yourself some more tax payable!<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Take advantage of the TFSA<\/h2>\n\n\n\n<p>If you don\u2019t have any remaining RRSP room, or it wouldn\u2019t make sense for you to contribute more to your RRSP since you already contribute to a pension plan through work, then put your income tax refund into a TFSA account so the funds can both grow and be withdrawn <em>entirely tax-free<\/em>. Ask me which is the best scenario for your personal situation at our next review meeting.<\/p>\n\n\n\n<p><strong>Additional Readings:<\/strong> <a href=\"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/demystifying-the-tfsa\/\">Demystifying The TFSA<\/a><\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Increase your monthly Canada Child Benefit&nbsp;<\/h2>\n\n\n\n<p>An often overlooked aspect of RRSP contributions is that they reduce taxable income. For families with young children, using RRSP contributions to bring down total family income may entitle you to a larger Canada Child Benefit (CCB) each month. Your net income is used to determine your eligibility and thresholds for government benefits such as the CCB, the GST credit, etc., so this is a great way to both reduce net income and receive more tax-free government benefits.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Minimize OAS clawback<\/h2>\n\n\n\n<p>Currently, the OAS income threshold is $77,580 (in 2019). This means if your income is more than that amount, your OAS benefits will be reduced. Making a RRSP contribution could reduce your taxable income, and bring you below the OAS clawback threshold to ensure you don\u2019t lose any OAS entitlement. For example, say you receive a one-time retirement bonus from your employer the year you retire at age 65. This will raise your total income for the current year and may reduce your eligibility to receive the full OAS benefit the following year.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">Maximize income splitting opportunities BEFORE retirement<\/h2>\n\n\n\n<p>Is one spouse the primary wage earner, or has a much larger amount saved in his\/her RRSP than the other partner? It\u2019s often better for the higher wage earner in the household to make contributions to the lower income spouse\u2019s RRSP (called a spousal RRSP) in order to more evenly distribute income when withdrawing from your RRSP\u2019s or RRIF\u2019s during retirement.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>This article was reviewed by\u00a0Chris Singer, CFP\u00ae. Do you look forward to getting a tax refund based on RRSP contributions made during the year? Most people [&hellip;]<\/p>\n","protected":false},"author":2,"featured_media":5737,"comment_status":"closed","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"_acf_changed":false,"footnotes":""},"categories":[10,12,15],"tags":[],"class_list":["post-4844","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-investments","category-personal-planning","category-tax-planning"],"acf":[],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v27.5 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>RRSP Tips &amp; Tricks - Cedar Rock Financial<\/title>\n<meta name=\"robots\" content=\"noindex, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"RRSP Tips &amp; Tricks - Cedar Rock Financial\" \/>\n<meta property=\"og:description\" content=\"This article was reviewed by\u00a0Chris Singer, CFP\u00ae. Do you look forward to getting a tax refund based on RRSP contributions made during the year? Most people [&hellip;]\" \/>\n<meta property=\"og:url\" content=\"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/\" \/>\n<meta property=\"og:site_name\" content=\"Cedar Rock Financial\" \/>\n<meta property=\"article:published_time\" content=\"2020-01-28T16:00:00+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2022-04-29T17:55:48+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-content\/uploads\/2020\/01\/old.jpg\" \/>\n\t<meta property=\"og:image:width\" content=\"1500\" \/>\n\t<meta property=\"og:image:height\" content=\"1001\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/jpeg\" \/>\n<meta name=\"author\" content=\"Jay Brecknell\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Jay Brecknell\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/rrsp-tips-tricks\\\/#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/rrsp-tips-tricks\\\/\"},\"author\":{\"name\":\"Jay Brecknell\",\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/#\\\/schema\\\/person\\\/971139ceab2729ce04d1f5dc1b2b5f66\"},\"headline\":\"RRSP Tips &#038; Tricks\",\"datePublished\":\"2020-01-28T16:00:00+00:00\",\"dateModified\":\"2022-04-29T17:55:48+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/rrsp-tips-tricks\\\/\"},\"wordCount\":546,\"publisher\":{\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/rrsp-tips-tricks\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/wp-content\\\/uploads\\\/2020\\\/01\\\/old.jpg\",\"articleSection\":[\"Investments\",\"Personal Planning\",\"Tax Planning\"],\"inLanguage\":\"en-US\"},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/rrsp-tips-tricks\\\/\",\"url\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/rrsp-tips-tricks\\\/\",\"name\":\"RRSP Tips & Tricks - Cedar Rock Financial\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/rrsp-tips-tricks\\\/#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/rrsp-tips-tricks\\\/#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/wp-content\\\/uploads\\\/2020\\\/01\\\/old.jpg\",\"datePublished\":\"2020-01-28T16:00:00+00:00\",\"dateModified\":\"2022-04-29T17:55:48+00:00\",\"breadcrumb\":{\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/rrsp-tips-tricks\\\/#breadcrumb\"},\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"ReadAction\",\"target\":[\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/rrsp-tips-tricks\\\/\"]}]},{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/rrsp-tips-tricks\\\/#primaryimage\",\"url\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/wp-content\\\/uploads\\\/2020\\\/01\\\/old.jpg\",\"contentUrl\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/wp-content\\\/uploads\\\/2020\\\/01\\\/old.jpg\",\"width\":1500,\"height\":1001},{\"@type\":\"BreadcrumbList\",\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/rrsp-tips-tricks\\\/#breadcrumb\",\"itemListElement\":[{\"@type\":\"ListItem\",\"position\":1,\"name\":\"Home\",\"item\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/\"},{\"@type\":\"ListItem\",\"position\":2,\"name\":\"RRSP Tips &#038; Tricks\"}]},{\"@type\":\"WebSite\",\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/#website\",\"url\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/\",\"name\":\"Cedar Rock Financial\",\"description\":\"\",\"publisher\":{\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/#organization\"},\"potentialAction\":[{\"@type\":\"SearchAction\",\"target\":{\"@type\":\"EntryPoint\",\"urlTemplate\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/?s={search_term_string}\"},\"query-input\":{\"@type\":\"PropertyValueSpecification\",\"valueRequired\":true,\"valueName\":\"search_term_string\"}}],\"inLanguage\":\"en-US\"},{\"@type\":\"Organization\",\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/#organization\",\"name\":\"Cedar Rock Financial Group\",\"url\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/\",\"logo\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/#\\\/schema\\\/logo\\\/image\\\/\",\"url\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/ls.png\",\"contentUrl\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/wp-content\\\/uploads\\\/2022\\\/02\\\/ls.png\",\"width\":250,\"height\":250,\"caption\":\"Cedar Rock Financial Group\"},\"image\":{\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/#\\\/schema\\\/logo\\\/image\\\/\"}},{\"@type\":\"Person\",\"@id\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/#\\\/schema\\\/person\\\/971139ceab2729ce04d1f5dc1b2b5f66\",\"name\":\"Jay Brecknell\",\"image\":{\"@type\":\"ImageObject\",\"inLanguage\":\"en-US\",\"@id\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ddf80d8d0e182dc91e4d04cf11a6ecade740ce2f6177e011e03cb415f6a0a953?s=96&d=mm&r=g\",\"url\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ddf80d8d0e182dc91e4d04cf11a6ecade740ce2f6177e011e03cb415f6a0a953?s=96&d=mm&r=g\",\"contentUrl\":\"https:\\\/\\\/secure.gravatar.com\\\/avatar\\\/ddf80d8d0e182dc91e4d04cf11a6ecade740ce2f6177e011e03cb415f6a0a953?s=96&d=mm&r=g\",\"caption\":\"Jay Brecknell\"},\"url\":\"https:\\\/\\\/cedarrockfinancial.com\\\/tmp\\\/staging\\\/articles\\\/author\\\/jaybrecknell\\\/\"}]}<\/script>\n<!-- \/ Yoast SEO plugin. -->","yoast_head_json":{"title":"RRSP Tips & Tricks - Cedar Rock Financial","robots":{"index":"noindex","follow":"follow","max-snippet":"max-snippet:-1","max-image-preview":"max-image-preview:large","max-video-preview":"max-video-preview:-1"},"og_locale":"en_US","og_type":"article","og_title":"RRSP Tips & Tricks - Cedar Rock Financial","og_description":"This article was reviewed by\u00a0Chris Singer, CFP\u00ae. Do you look forward to getting a tax refund based on RRSP contributions made during the year? Most people [&hellip;]","og_url":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/","og_site_name":"Cedar Rock Financial","article_published_time":"2020-01-28T16:00:00+00:00","article_modified_time":"2022-04-29T17:55:48+00:00","og_image":[{"width":1500,"height":1001,"url":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-content\/uploads\/2020\/01\/old.jpg","type":"image\/jpeg"}],"author":"Jay Brecknell","twitter_card":"summary_large_image","twitter_misc":{"Written by":"Jay Brecknell","Est. reading time":"3 minutes"},"schema":{"@context":"https:\/\/schema.org","@graph":[{"@type":"Article","@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/#article","isPartOf":{"@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/"},"author":{"name":"Jay Brecknell","@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/#\/schema\/person\/971139ceab2729ce04d1f5dc1b2b5f66"},"headline":"RRSP Tips &#038; Tricks","datePublished":"2020-01-28T16:00:00+00:00","dateModified":"2022-04-29T17:55:48+00:00","mainEntityOfPage":{"@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/"},"wordCount":546,"publisher":{"@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/#organization"},"image":{"@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/#primaryimage"},"thumbnailUrl":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-content\/uploads\/2020\/01\/old.jpg","articleSection":["Investments","Personal Planning","Tax Planning"],"inLanguage":"en-US"},{"@type":"WebPage","@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/","url":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/","name":"RRSP Tips & Tricks - Cedar Rock Financial","isPartOf":{"@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/#website"},"primaryImageOfPage":{"@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/#primaryimage"},"image":{"@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/#primaryimage"},"thumbnailUrl":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-content\/uploads\/2020\/01\/old.jpg","datePublished":"2020-01-28T16:00:00+00:00","dateModified":"2022-04-29T17:55:48+00:00","breadcrumb":{"@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/#breadcrumb"},"inLanguage":"en-US","potentialAction":[{"@type":"ReadAction","target":["https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/"]}]},{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/#primaryimage","url":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-content\/uploads\/2020\/01\/old.jpg","contentUrl":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-content\/uploads\/2020\/01\/old.jpg","width":1500,"height":1001},{"@type":"BreadcrumbList","@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/rrsp-tips-tricks\/#breadcrumb","itemListElement":[{"@type":"ListItem","position":1,"name":"Home","item":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/"},{"@type":"ListItem","position":2,"name":"RRSP Tips &#038; Tricks"}]},{"@type":"WebSite","@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/#website","url":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/","name":"Cedar Rock Financial","description":"","publisher":{"@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/#organization"},"potentialAction":[{"@type":"SearchAction","target":{"@type":"EntryPoint","urlTemplate":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/?s={search_term_string}"},"query-input":{"@type":"PropertyValueSpecification","valueRequired":true,"valueName":"search_term_string"}}],"inLanguage":"en-US"},{"@type":"Organization","@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/#organization","name":"Cedar Rock Financial Group","url":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/","logo":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/#\/schema\/logo\/image\/","url":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-content\/uploads\/2022\/02\/ls.png","contentUrl":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-content\/uploads\/2022\/02\/ls.png","width":250,"height":250,"caption":"Cedar Rock Financial Group"},"image":{"@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/#\/schema\/logo\/image\/"}},{"@type":"Person","@id":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/#\/schema\/person\/971139ceab2729ce04d1f5dc1b2b5f66","name":"Jay Brecknell","image":{"@type":"ImageObject","inLanguage":"en-US","@id":"https:\/\/secure.gravatar.com\/avatar\/ddf80d8d0e182dc91e4d04cf11a6ecade740ce2f6177e011e03cb415f6a0a953?s=96&d=mm&r=g","url":"https:\/\/secure.gravatar.com\/avatar\/ddf80d8d0e182dc91e4d04cf11a6ecade740ce2f6177e011e03cb415f6a0a953?s=96&d=mm&r=g","contentUrl":"https:\/\/secure.gravatar.com\/avatar\/ddf80d8d0e182dc91e4d04cf11a6ecade740ce2f6177e011e03cb415f6a0a953?s=96&d=mm&r=g","caption":"Jay Brecknell"},"url":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/articles\/author\/jaybrecknell\/"}]}},"_links":{"self":[{"href":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-json\/wp\/v2\/posts\/4844","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-json\/wp\/v2\/users\/2"}],"replies":[{"embeddable":true,"href":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-json\/wp\/v2\/comments?post=4844"}],"version-history":[{"count":3,"href":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-json\/wp\/v2\/posts\/4844\/revisions"}],"predecessor-version":[{"id":6032,"href":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-json\/wp\/v2\/posts\/4844\/revisions\/6032"}],"wp:featuredmedia":[{"embeddable":true,"href":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-json\/wp\/v2\/media\/5737"}],"wp:attachment":[{"href":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-json\/wp\/v2\/media?parent=4844"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-json\/wp\/v2\/categories?post=4844"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/cedarrockfinancial.com\/tmp\/staging\/wp-json\/wp\/v2\/tags?post=4844"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}